Insurance-Funded Reconstruction
Construction documentation and reconstruction services for qualifying property-damage projects.
Insurance-funded reconstruction involves both a construction project and an insurance claim. KDI may document visible and reasonably accessible property conditions, prepare detailed construction scopes and estimates, provide photographs and supporting records, and identify differences between KDI's proposed construction scope and the insurance carrier's estimate.
When additional construction items, revised quantities, code requirements, manufacturer requirements or other construction-related conditions are identified, KDI may provide supplemental construction documentation concerning the work KDI proposes or is contracted to perform. The property owner remains responsible for communicating with the insurance carrier regarding insurance coverage, claim decisions and settlement matters.
KDI is a licensed general contractor and does not act as a public adjuster, insurance adjuster or attorney. KDI does not interpret insurance policies, determine coverage or negotiate claim settlements on behalf of a policyholder. Coverage decisions, claim approvals and insurance payments are determined solely by the applicable insurance carrier and the terms of the policy. Supplemental funding is not guaranteed.
KDI's responsibility is to evaluate, document, estimate, coordinate and complete the contracted reconstruction work in accordance with applicable building codes, approved plans and specifications, manufacturer installation requirements and generally accepted construction industry standards.
Insurance coverage and claim payments are determined solely by the applicable carrier and policy. KDI does not guarantee coverage, claim approval or supplemental funding. Past results do not guarantee future outcomes.
Services may be performed by KDI personnel where permitted by KDI’s license classification or coordinated through appropriately licensed specialty contractors. Certified technicians may be used where applicable law permits certification in place of a contractor’s license. Service availability depends on project scope, location, permitting requirements and applicable licensing laws.
- Documentation of visible and reasonably accessible property conditions
- Detailed construction scopes, photographs, estimates and supporting records
- Identification of applicable building-code and manufacturer installation requirements
- Supplemental construction documentation for items that may be missing, differently scoped, differently quantified or differently priced in the carrier's estimate
- Construction-related communication and document exchange as authorized
- Reconstruction trade coordination and project management
- Required inspections, milestone documentation and project closeout
Insurance-Funded Reconstruction Projects
A Clear, Coordinated Path From Consultation to Completion
KDI makes construction easier through a clearly managed process, defined responsibilities and continuous project visibility. While exact requirements vary by project, every client receives an organized path from the initial consultation through final closeout.
Schedule Your Consultation
Tell us about your property, project goals, priorities, anticipated investment and desired timeline.
On-Site Evaluation & Scope Documentation
KDI evaluates visible existing conditions, takes preliminary measurements and documents the requested work.
Estimate & Proposal Review
KDI prepares a written proposal outlining the preliminary scope, pricing, assumptions, allowances and exclusions.
Planning & Design
After contract approval, KDI coordinates applicable 3D visualization, material selections, and architectural and engineering services provided through appropriately licensed design professionals.
Project Launch & Construction
KDI coordinates scheduling, procurement, fabrication, permits and preconstruction requirements.
Milestone Inspections & Quality Control
KDI performs documented quality-control reviews at key milestones and coordinates required jurisdictional inspections.
Punch List, Closeout & Warranty
At substantial completion, KDI conducts a detailed walkthrough and coordinates closeout and applicable warranty information.
Let's Make Your Next Project Clear, Coordinated and Easier
Tell us about your project and a KDI representative will contact you to discuss your goals, property, preliminary scope and next steps. Whether you are planning a remodel, addition, new construction, commercial improvement or insurance-funded reconstruction, our team will help you understand the path forward.
Prefer to speak with us? Call 1-800-928-0972
Schedule Your Free Consultation
Tell us a little about your project. We'll follow up to discuss the best next step.
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KDI Building Developments Inc.
DBA ForgePoint Building and Remodeling
California General Building Contractor
CSLB #1137039
3600 Lime Street, Building 2
Riverside, CA 92501
Licensed • Bonded • Insured